Covered

GROUP BENEFITS

WHY GROUP BENEFITS

When a business relies on great people, salary is not always going to keep them on board and invested long term, particularly through hard times. Putting exceptional Group Benefits in place gives you the critical advantage in the market when you need it, so your business treats the best like they are the best.

We know that it's when times are tough that you want great staff committed to you, so think of Group Benefits as 'tough times' insurance and save your bonuses for the good times. If an employee has a serious medical or life issue, that is when you want to be stepping in and taking that worry away,
by having a plan in place that keeps continuity among your people.

A little consideration goes a long way.

STEP 1.
REVIEW & ANALYSIS

We'll meet with you and get the big picture first. We'll want to know your current position and discuss what future proofing looks like.

There are a number of effective tools and approaches which we will walk you through. It's important to start right.

We'll be asking the right questions as step one.

STEP 2. SOLUTIONS

Now we lead into discussions regarding enhanced protection for Owners, Executives, and Key Employees. Topics may include, Health Care Spending Accounts, Disability top ups, Buy / Sell funding, Key Person Insurance, Long-Term Care coverage, and Critical Illness.

Our job is to extract the most value, bespoke to your situation. It's what we excel at, it's why people work with us.

STEP 3.
SECURE TERMS

Our Group Benefits consulting thoroughly reviews clients’ annual renewals and will negotiate with the insurance company to ensure the requested premium adjustment is justified based on plan member demographic changes, claims experience, credibility, and insurer expenses.

This step is where our active experience and industry knowledge is critical to lock in strategic terms to suit your outcomes.

STEP 4.
MAINTAIN MOMENTUM

Our staff provide a high level of service to our group clients throughout the policy year. Company administrators have access to our client service representatives for all benefits related matters including claims and billing statement inquires.

Now that your group benefits are hitting targets, we need to keep on it. And like your business, those targets don't stand still so leave it to us to drive the momentum.

This is where exceptional service shows up.